Why Do I Need Pet Health Insurance?

I remember the day I went to get my Brittany Spaniel puppy, Landon. Poor Landon got carsick on the way home and threw up several times in the back of our Taurus Station Wagon. We had everything ready for him at home-a kennel, a collar, a leash, food, bowls, brushes, and toys. I thought I was ready for the responsibility. As much as I loved that dog, I had not realized just how much time I was not at home(I was in high school and playing sports) and the rest of my family was just as busy. Landon needed a lot of exercise because he was bred to be a hunting dog, and I just wasn't home enough to give him all the attention and stimulation he needed. He developed some destructive habits because he was wound up and bored. Landon eventually went to a new home on a big farm with another Brittany Spaniel, and I believe he is a happy dog to this day.

Taking on a dog or a cat is a big responsibility and will change your life in big and small ways. They become a part of your family, and you do your best to take care of them. Unfortunately, dogs and cats are susceptible to many health issues just as we are, and they almost always happen unexpectedly. From small incidents, like your dog ingesting something that makes him sick, or a urinary tract infection, to major illnesses like cancer-you will inevitably end up at the veterinarian's office for something or another.  Vet bills are starting to look more like your bills from your doctor. Procedures can costs hundreds up to thousands of dollars. A lot of times this puts a pet's family in a very difficult situation. Not everyone can afford to pay thousands of dollars on treatments for their beloved dog or cat.

This is why pet health insurance is essential when you have a furry family member. Pet insurance can help you afford the procedures, treatments, and medications your pet needs when they are diagnosed with an illness or have an accident.The policy can cover genetic and chronic illnesses, as well as imaging, specialist treatments and alternative therapies. It will also pay on minor issues, like ear infections or having a tooth pulled. Pet insurance companies typicially will not cover pre-existing conditions, so this is not something you buy after you find out that your pet has cancer.  Pet health insurance is best purchased when you first bring home your new dog or cat. The younger your dog or cat is when you purchase a policy, the lower the rate, and the rate doesn't increase as they get older.

No one wants to be faced with the decision of whether to come up with money for an expensive procedure, or to have their pet euthanized. With a pet insurance plan, a dedicated pet parent can have peace of mind, knowing they are truly prepared(unlike me when I brought Landon home) to take care of your dog or cat, no matter what happens.

For more information on pet insurance, and to get a quote for insurance for your furry family member, go to KeepYourPetCovered.com.